ADVICE FOR OPERATORS

Graphite Financial Blog

Accounting insights, finance strategies, tax guidance, and operational advice for companies navigating growth, complexity, and change.

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6 min read

Cash vs. Accrual Accounting: Which Is Right for Your Startup?

Should your startup use cash or accrual accounting? And if you're already using one method, how do you know when it's time to switch?

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8 min read

Accounts Receivable: How to Get Paid and Protect Cash Flow

Winning a new customer is always good news. The contract is signed, the work begins, and the revenue looks promising. But depending on the payment...

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7 min read

Accounts Payable: How to Manage What Your Startup Owes

In the early days of a startup, paying the bills is usually a pretty simple affair. There aren't many vendors, and the founder often knows exactly...

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6 min read

Startup Bookkeeping: What Founders Need to Know

When you're starting a company, bookkeeping probably isn't high on your list of exciting responsibilities. There are customers to find, products to...

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6 min read

What Is Month-End Close? A Guide for Growing Startups

It's the middle of October, and your September financial statements have finally arrived. You're reviewing the numbers when someone discovers a...

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3 min read

A Strong 2027 Starts With How Cleanly You Close Out 2026

A company can finish 2026 with strong revenue growth, healthy margins, and ambitious plans for 2027—and still be carrying financial problems it...

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5 min read

How to Figure Out Which Accounting Services Your Startup Needs

Accounting needs change as startups grow. What works when a company has five employees, a handful of customers, and relatively simple transactions...

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6 min read

Outsourced Accounting Services Don't Have to Work Outside Your Business

Traditionally, outsourcing has meant sending work outside the business. A company hands responsibilities to a provider, the provider completes them,...

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4 min read

7 Questions Businesses Should Ask Before Hiring Bookkeeping Services

Two bookkeeping providers can offer remarkably similar descriptions of their services—and quote very different prices. Both promise accurate records,...

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8 min read

When a Balanced Bank Reconciliation Hides a Bigger Problem

Your bank reconciliation comes out to zero. Good news. Probably. A balanced reconciliation tells you that the difference between your accounting...

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