- GROWTH LIBRARY -

Financial Tools & Resources

Actionable guides for growing businesses navigating accounting, finance, tax, payroll & HR

Check them out
resource book cover image

True Cost of an Employee Calculator

Most companies budget for salaries but underestimate what employees actually cost. Payroll taxes, benefits, recruiting, equipment, software, and overhead all add up. This calculator helps you estimate the fully loaded cost of every hire so you can make more informed hiring and budgeting decisions.

LEARN MORE
financial model download image copy

Financial Model Template

The three-statement model (Income Statement, Balance Sheet, and Cash Flow) accurately projects cash burn and real-world cash movement, delivering clear, board-ready outputs.

LEARN MORE
chart of accounts download image copy

Chart of Accounts Template

Most startups outgrow a basic QuickBooks chart of accounts, losing clarity into spend and performance. Our startup-focused template fixes this by giving you real visibility into your numbers.

LEARN MORE
month end close download image copy

Month-End Close Checklist

Month-end falls apart without structure. This practical checklist, built from working with hundreds of startups, helps you run a consistent, faster close and get clarity sooner.

LEARN MORE
cashflow forecast download image copy

Cash Flow Forecast Template

Cash flow keeps your business alive, and a 13-week forecast gives you control. This template helps you see what is coming, protect runway, and make smarter decisions as you scale.

LEARN MORE
cpg payback download image copy

CPG Payback Period Model

If you cannot see how long it takes to recover acquisition costs, you are guessing at growth. This model shows exactly when customers become profitable once you plug in your numbers.

LEARN MORE
r&d calc download image copy

R&D Tax Credit Calculator

If you build or improve products or solve technical problems, you may qualify for R&D tax credits. This calculator quickly estimates your potential credits without complex tax work.

LEARN MORE
tax impact and savings diagnostic cover

Tax Impact and Savings Diagnostic

Seeing tax as the enemy—or at least a necessary evil—is common among startups and growing companies. But failing to be proactive about tax can not only mean fines, fees, and penalties, but also missed opportunities. This calculator gives you an idea of what you might be missing.

LEARN MORE
resource book cover image

True Cost of an Employee Calculator

Most companies budget for salaries but underestimate what employees actually cost. Payroll taxes, benefits, recruiting, equipment, software, and overhead all add up. This calculator helps you estimate the fully loaded cost of every hire so you can make more informed hiring and budgeting decisions.

LEARN MORE

Like what you see?
Let's talk.

Graphite Financial is the secret to hundreds of successful startups. Let's talk about how we can help yours.

Get Started