ADVICE FOR OPERATORS

Graphite Financial Blog

Accounting insights, finance strategies, tax guidance, and operational advice for companies navigating growth, complexity, and change.

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5 min read

When Is a Startup Ready for a Fractional CFO in 2026?

There is no funding round, revenue number, or employee count that automatically means your startup needs a CFO. The need usually emerges as the business becomes more complex.

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11 min read

Financial Statement Accuracy for Startups in 2026

Founders track dozens of metrics every week, but few carry as much weight as the financials shared with investors and boards. A decimal in the wrong...

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6 min read

9 Cash Flow Risks for High-Burn Ecommerce Startups

Fast growth can consume cash surprisingly quickly in ecommerce. Unlike many other startup models, ecommerce companies often have to spend significant...

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3 min read

Accounting System Migration for SaaS Startups in 2026

As SaaS companies grow, the accounting system that worked during the early stages often becomes a bottleneck. Manual workarounds multiply, reporting...

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2 min read

Why Doesn't My P&L Match My Bank Balance?

Most founders assume that if their profit and loss statement shows a profit, there should be the same amount of cash in the bank. Unfortunately,...

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2 min read

Why Is My Company Always Running Out Of Cash Even Though Revenue Is Growing?

Cash flow depends on more than just revenue. Growing revenue is a positive sign, but it doesn't guarantee healthy cash flow. If cash is leaving your...

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2 min read

How Much Cash Runway Should My Company Maintain?

There isn't a single number that's right for every company, but most growth-stage businesses should aim to maintain at least 12 months of cash...

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3 min read

5 Financial Challenges Every Growing HealthTech Company Faces

Understanding healthcare financial management becomes increasingly important as HealthTech companies grow. What begins as a relatively...

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10 min read

10 Signs Your Startup Is Hiring Too Fast

Hiring feels like progress. New people, bigger teams, more capacity. But when hiring velocity outpaces your financial runway or your ability to...

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5 min read

1099 Filing Deadlines for 2027: Important Dates, Penalties & Filing Checklist

If your business paid independent contractors, consultants, landlords, attorneys, or other vendors during 2026, you'll likely need to issue one or...

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